Skip to main content

I'm in a lot of debt...

If you get an email from me asking to wire me money to get an even larger sum out of some Nigerian prince's bank account.... that's probably a scam. But... I am in a large amount of debt. I did something recently. I wouldn't call it silly. I wouldn't call it smart exactly either. Or at least, if I could go back in time and change decisions made in the past, I would have done so.

So what have I done? Well, I went and put an offer on a small place. And the sellers accepted. And now, the bank and I own a little place. Well, mostly, the bank owns it. I have to pay them off, a little at a time for a very long time. This is all very exciting for me. And it was quite stressful while the whole process played out.

I can't believe I managed to buy a place. But when I look at what I have paid for a few sq.ft of apartment, it does make me feel a bit sad. But such is the reality of the real estate market in Vancouver. It seems to have a mind of its own, forgetting that the rest of the world seems to think that property prices are either flat or declining.

But since I live in Vancouver and need the proverbial roof above my head, that's what one has to do to get a roof. The home inspector tells me the roof is in good shape by the way.

As for what happens next, I shall get possession of the property in June and will proceed to move into the place slowly. I should hope to be moved in by mid-summer. I am excited to be able to furnish my new place and generally enjoy the feeling of home ownership while being constantly reminded of my debt to the bank. Hooray. If you find yourself in the Vancouver area and need a couch to crash on for a short period of time, let me know and I shall try and help out!

Comments

Popular posts from this blog

Strange is one way to put it

Life has been a bit strange of late. I've gone from being incredibly happy to depressingly sad. I don't quite have the answers to why that is and I am not really sure I care to find out. I almost feel like its easier to give up than try and work towards some worthwhile conclusion to the problem. I love going on vacation. I hate coming back from there. Generally, when I get back from vacation, I go through a period of adjustment that starts with the lack of sleep (because I am usually not in the same time zone as my vacation destination was), self-pity and loathing at the state I left my place in, in my hurry to get out of here. It progresses to outright hatred of having to go back to work and dealing with the routine in general. I resolve to find better things to do in life, learn more, improve myself, lose weight etc etc. And eventually, I end up no further than where I was, where I've been for over 2 years. I can find any number of reasons and excuses to make this someone...

Retro is the new cool

A week ago, something important happened in my life. I skied Whistler for the first time ever. If you don't count the time I sort of limped down the mountain on a snowboard, many years back. It was, by far, the best ski day of my short ski season. The conditions, terrain and my skill level allowed for a much better experience than before.  But that's not what this story is about. This is about my now crippled BlackBerry Tour. I've had BlackBerry devices since 2005. For a while, I had 2 devices; a personal phone, and a work BlackBerry. That changed when RIM released the Pearl 8100. I got mine in late 2006 and never looked back. This was still well before the iPhone and the madness that all these apps bring about. The Pearl still works btw. As part of my ski trip, we took a break for lunch. I noticed that the pocket where I had my phone  was not zipped up all the way. And I had many a tumble in knee-high pristine powder. Still, my phone seemed to work, mostly. I not...

Finding happiness

I have been put up to a new task. I am allegedly supposed to find out what makes me happy and start doing it. Those are orders from the boss. Apparently my happiness or more appropriately, the lack of it has an affect on everyone else. I never knew that. There is one slight problem with this. The trouble with finding happiness is two-fold; on the one hand, you have a very hard time describing what happiness is, what makes you happy; on the other, you are afraid that you might actually find it. Then what? Well, be happy right? Really? We are human. I get bored of things quickly. But I think I will give it a shot. So, I embark on my given task. I wonder if I keep saying I am happy if I will buy into it. Likely not. How do I figure out what makes me happy? I don't know. Alcohol? Not really. I collect, but I don't consume. Finish work on time? Well, that could work, but then I would have to figure out what to do once I leave. Sleep? Can sleep make you happy? Money? I think money ma...