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I'm in a lot of debt...

If you get an email from me asking to wire me money to get an even larger sum out of some Nigerian prince's bank account.... that's probably a scam. But... I am in a large amount of debt. I did something recently. I wouldn't call it silly. I wouldn't call it smart exactly either. Or at least, if I could go back in time and change decisions made in the past, I would have done so.

So what have I done? Well, I went and put an offer on a small place. And the sellers accepted. And now, the bank and I own a little place. Well, mostly, the bank owns it. I have to pay them off, a little at a time for a very long time. This is all very exciting for me. And it was quite stressful while the whole process played out.

I can't believe I managed to buy a place. But when I look at what I have paid for a few sq.ft of apartment, it does make me feel a bit sad. But such is the reality of the real estate market in Vancouver. It seems to have a mind of its own, forgetting that the rest of the world seems to think that property prices are either flat or declining.

But since I live in Vancouver and need the proverbial roof above my head, that's what one has to do to get a roof. The home inspector tells me the roof is in good shape by the way.

As for what happens next, I shall get possession of the property in June and will proceed to move into the place slowly. I should hope to be moved in by mid-summer. I am excited to be able to furnish my new place and generally enjoy the feeling of home ownership while being constantly reminded of my debt to the bank. Hooray. If you find yourself in the Vancouver area and need a couch to crash on for a short period of time, let me know and I shall try and help out!
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